How many medical insurance Cover, do I need?
Living life in prayer is considered okay in the medieval era when the population had no other choice. To top it all, there is a lack of consciousness and education forcing people to believe that the disease is the curse of God and there is no way to escape from the wrath of God! However, time is now slightly different. We have the technology and a whole lot of medical services are returning to help in improving the quality of life with every passing second. Given this situation, life insurance is mandatory. Do not misunderstand, we do not ask you to divulge from your faith but investing in life insurance is always a wise decision.
Here are some tips to help you decide the amount of cover life insurance that you should invest in:
Get reality checks for existing physical conditions
Getting your important stats checked every once in a while is a good idea especially so if you are planning to invest in health insurance. This will help you gauge the physical condition of your body and to some extent predict its ability to hold day to day use. Use this understanding to determine the amount of insurance you may need in an easy way.
The habit of Die Hard
If you like smoking or drinking regularly, your immune system is weakened and you are at a higher risk of contracting the cardiovascular disease as well as other health disorders. This is an indication that you might be better off with a higher medical insurance cover.
Premiums you can afford
The amount of health insurance is somewhere depends on the premium that you can afford to pay. In your effort to get maximum protection, do not end up by choosing a cover that is so large that you can not manage the premium.
Thumb rules
Health insurance is usually 50 percent of your annual income. However, for those who have been diagnosed with certain health disorders or have experienced heavy costs against maintaining their health in the last three years, should seriously ponder the ideal increase in the cover.
Family history
This is important because many diseases are hereditary and you are automatically at a higher risk if someone in the family has a problem. Trace the family tree and highlight the serious health problems you encounter.
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